These are the Credit and Debit cards that will be in my wallet from April 2013 through the end of June.
- American Express Blue Preferred – 6% cash-back at groceries (up to 6k a year), 3% at gas and 1% everywhere else. There is a $75 annual fee so it is only for those who spend a lot of money on groceries.
- $150 sign up bonus for spending $1,000 in the first 3 months
- You get 6% on a gift cards you buy at the grocery store as well.
- Chase Freedom – 5% cash-back on Lowe's, Restaurants, and Movies. $75 maximum cash back per quarter.
- Discover it™ - 5% cash-back on home improvement stores. $75 maximum cash back per quarter
- 5% cashback for Discover is actually more than 5%
- Discover 2013 5% categories - they haven't fully released them so I'll wait and see
- Not going to be in my wallet unless I know I am going to a home improvement store
- Bank of America Cash Rewards - 3.3% cash back on gas, 2.2% groceries and 1.1% on everything else with a Bank of America Checking Account (3%, 2% and 1% without their checking account).
- Bank of America Better Balance Rewards - $25 back for every quarter that you pay your full bill or more than the minimum balance in every month. Another $5 if you have a Bank of America Checking account. eBanking Online Checking account has no monthly fees.
- Best Usage - Set up a monthly bill on this card and auto pay the full balance. You never have to think about it and then every three months you will get $30.
- Fidelity American Express Investment Rewards – 2% cash-back everywhere else.
- This card is always in my wallet
- Charles Schwab Check Card – Unlimited Free ATMs Withdrawals at every ATM in the world
- This card is always in my wallet
- American Express Blue Preferred – 6% cash-back at groceries (up to 6k a year), 3% at gas and 1% everywhere else. There is a $75 annual fee so it is only for those who spend a lot of money on groceries.
- $150 sign up bonus for spending $1,000 in the first 3 months
- You get 6% on a gift cards you buy at the grocery store as well.
- Chase Freedom – 5% cash-back on Lowe's, Restaurants, and Movies. $75 maximum cash back per quarter.
- Discover it™ - 5% cash-back on home improvement stores. $75 maximum cash back per quarter
- 5% cashback for Discover is actually more than 5%
- Discover 2013 5% categories - they haven't fully released them so I'll wait and see
- Not going to be in my wallet unless I know I am going to a home improvement store
- Bank of America Cash Rewards - 3.3% cash back on gas, 2.2% groceries and 1.1% on everything else with a Bank of America Checking Account (3%, 2% and 1% without their checking account).
- Bank of America Better Balance Rewards - $25 back for every quarter that you pay your full bill or more than the minimum balance in every month. Another $5 if you have a Bank of America Checking account. eBanking Online Checking account has no monthly fees.
- Best Usage - Set up a monthly bill on this card and auto pay the full balance. You never have to think about it and then every three months you will get $30.
- Fidelity American Express Investment Rewards – 2% cash-back everywhere else.
- This card is always in my wallet
- Charles Schwab Check Card – Unlimited Free ATMs Withdrawals at every ATM in the world
- This card is always in my wallet