Chase Exclusives with Your Chase Freedom
If you use the Chase Freedom credit card, Chase Exclusives can make the card much more lucrative for small purchases. For example:
I walked into Dunkin' Donuts this morning (I got a $5 gift certificate from Aspen Dental - Thanks Yossi!) and I only had $1.59 left on my card. My coffee cost $1.73 so I had to pay the extra $0.13. It was an easy choice which card to use - Chase Freedom. Here's why:
With Chase Exclusives you get:
- Every purchase, no matter how small, gives you 10 extra bonus points. Even if you only spend $0.13, like me, you will still get 10 extra points.
- You get a 10% bonus for all of your purchases. For example, if you spend $10, you will get 10 points as a base (1 point per $1). You will get another 10 points because you get 10 points per transaction. Then you will get 1 more point as a 10% bonus (10% of 10 points = 1 point).
Therefore, whenever a purchase is $10 or less, I use my Chase Freedom.
Keep in mind that when you spend money in the 5% categories, you will get the 10% bonus on the 1% points, not the additional 4%.
How do I get Chase Exclusives?
How can I get it free?
There are three ways to get a Chase Plus checking account for free.
- Have $1,500 average balance per month
- Monthly direct deposits of $500 per month
- $5,000 of deposits and investments in linked Chase Accounts
Otherwise, it is a $12 monthly fee, which would not be worth it just for the bonus.
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