UFB direct is offering a savings account for 1.3% on up to $25,000 that is available for anyone to open.
Advantages
1) 1.3% interest - hard to beat.
Disadvantages
1) More difficult to get to your money without ATM fees -
Here is a way around it but it is annoying. Don't put in any money you need for the next 2 months. You can transfer money back and forth electronically between your regular bank and this one. Before you need money, transfer it back to your regular bank and withdraw your money for free the way you do now.
Thank you http://www.bankaholic.com/massachusetts-savings-deal-earn-1-77/ for the tip
Advantages
1) 1.3% interest - hard to beat.
Disadvantages
1) More difficult to get to your money without ATM fees -
Here is a way around it but it is annoying. Don't put in any money you need for the next 2 months. You can transfer money back and forth electronically between your regular bank and this one. Before you need money, transfer it back to your regular bank and withdraw your money for free the way you do now.
Thank you http://www.bankaholic.com/massachusetts-savings-deal-earn-1-77/ for the tip
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