Disclaimer - The Discover offers are no longer valid.
Here are my favorite credit cards, in order, for the specific type of shopping people usuallydo during the holidays:
1) Citi Dividend - 5% on every major category of spending for the holidays. Department Stores (like Macy's), clothing stores, toy stores and electronics.
- Keep in mind that you can only get $300 of rewards a year
- You also get $200 back after spending $500 in the first 3 months.
2) Discover it™- 5% back on restaurants, department stores and clothing stores for this quarter.
- You only get 5% on $300 of spending in these categories
- Turn your 5% into 6.25% back with gift cards
.
3) Chase Freedom - 5% at restaurants, department stores, movie theaters and charities (not clothing stores) for this quarter.
- You can get 5% on up to $1,500 of purchases
- $100 sign up offer when you spend $500 in the first 3 months.
4) Target Red Card - 5% off target all year round, not just the holidays, and free shipping.
Here are my favorite credit cards, in order, for the specific type of shopping people usuallydo during the holidays:
1) Citi Dividend - 5% on every major category of spending for the holidays. Department Stores (like Macy's), clothing stores, toy stores and electronics.
- Keep in mind that you can only get $300 of rewards a year
- You also get $200 back after spending $500 in the first 3 months.
2) Discover it™- 5% back on restaurants, department stores and clothing stores for this quarter.
- You only get 5% on $300 of spending in these categories
- Turn your 5% into 6.25% back with gift cards
.
3) Chase Freedom - 5% at restaurants, department stores, movie theaters and charities (not clothing stores) for this quarter.
- You can get 5% on up to $1,500 of purchases
- $100 sign up offer when you spend $500 in the first 3 months.
4) Target Red Card - 5% off target all year round, not just the holidays, and free shipping.
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